Nutzungsbedingungen

Letzte Aktualisierung: 20. Dezember 2023

VEREINBARUNG DER BEDINGUNGEN

These Terms of Use constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and Investroo Inc., doing business as  (“Zoya”, “we”, “us”, or “our”), concerning your access to and use of the https://zoya.finance website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the “Service”).

Sie erklären sich damit einverstanden, dass Sie durch den Zugriff auf den Dienst alle diese Nutzungsbedingungen gelesen und verstanden haben und sich damit einverstanden erklären, an sie gebunden zu sein. WENN SIE MIT ALL DIESEN NUTZUNGSBEDINGUNGEN NICHT EINVERSTANDEN SIND, DANN IST IHNEN DIE NUTZUNG DER SEITE AUSDRÜCKLICH UNTERSAGT UND SIE MÜSSEN DIE NUTZUNG UNVERZÜGLICH EINSTELLEN.

Supplemental terms and conditions or documents that may be posted on the Service from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms of Use at any time and for any reason. We will alert you about any changes by updating the “Last updated” date of these Terms of Use, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Terms of Use to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms of Use by your continued use of the Service after the date such revised Terms of Use are posted.

The information provided on the Service is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Service from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

All users who are minors in the jurisdiction in which they reside (generally under the age of 18) must have the permission of, and be directly supervised by, their parent or guardian to use the Service. If you are a minor, you must have your parent or guardian read and agree to these Terms of Use prior to you using the Service.

RECHTE AN GEISTIGEM EIGENTUM

Unless otherwise indicated, the Service is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Service (collectively, the “Content”) and the trademarks, service marks, and logos contained therein (the “Marks”) are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, foreign jurisdictions, and international conventions. The Content and the Marks are provided on the Service “AS IS” for your information and personal use only. Except as expressly provided in these Terms of Use, no part of the Service and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

Provided that you are eligible to use the Service, you are granted a limited license to access and use the Service and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use. We reserve all rights not expressly granted to you in and to the Service, the Content and the Marks.

KEINE ANLAGEBERATUNG ODER EMPFEHLUNGEN

Die über den Dienst bereitgestellten Informationen dienen ausschließlich allgemeinen Informationszwecken und sollten nicht als Anlageberatung oder Empfehlung zum Kauf oder Verkauf eines bestimmten Wertpapiers oder Anlageprodukts betrachtet werden. Alle Anlageentscheidungen, die Sie treffen, liegen ausschließlich in Ihrer Verantwortung.

BENUTZERDARSTELLUNGEN

By using the Service, you represent and warrant that: (1) all registration information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information and promptly update such registration information as necessary; (3) you have the legal capacity and you agree to comply with these Terms of Use; (4) you are not a minor in the jurisdiction in which you reside, or if a minor, you have received parental permission to use the Service; (5) you will not access the Service through automated or non-human means, whether through a bot, script or otherwise; (6) you will not use the Service for any illegal or unauthorized purpose; and (7) your use of the Service will not violate any applicable law or regulation.

Wenn Sie Informationen angeben, die unwahr, ungenau, nicht aktuell oder unvollständig sind, haben wir das Recht, Ihr Konto zu sperren oder zu kündigen und jegliche aktuelle oder zukünftige Nutzung des Dienstes (oder eines Teils davon) abzulehnen.

BENUTZERREGISTRIERUNG

You may be required to register with the Service. You agree to keep your password confidential and will be responsible for all use of your account and password. We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.

GEBÜHREN UND ZAHLUNG

Wir akzeptieren folgende Zahlungsarten:

  • Apple In-App-Kauf
  • Google Play In-App-Kauf
  • Streifen
  • PayPal

You may be required to purchase or pay a fee to access some of our services. You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Service. You further agree to promptly update account and payment information, including email address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed. We bill you through an online billing account for purchases made via the Service. Sales tax will be added to the price of purchases as deemed required by us. We may change prices at any time. All payments shall be in U.S. dollars.

You agree to pay all charges or fees at the prices then in effect for your purchases, and you authorize us to charge your chosen payment provider for any such amounts upon making your purchase. If your purchase is subject to recurring charges, then you consent to our charging your payment method on a recurring basis without requiring your prior approval for each recurring charge, until you notify us of your cancellation.

Wir behalten uns das Recht vor, etwaige Fehler oder Irrtümer bei der Preisgestaltung zu korrigieren, auch wenn wir bereits eine Zahlung angefordert oder erhalten haben. Wir behalten uns außerdem das Recht vor, Bestellungen, die über den Service aufgegeben werden, abzulehnen.

STORNIERUNG

Sie können Ihr Abonnement jederzeit kündigen, indem Sie sich bei Ihrem Konto anmelden oder uns über die unten angegebenen Kontaktinformationen kontaktieren. Ihre Kündigung wird mit Ablauf der aktuellen bezahlten Laufzeit wirksam.

Wenn Sie mit unseren Dienstleistungen unzufrieden sind, senden Sie uns bitte eine E-Mail an info@zoya.finance.

VERBOTENE AKTIVITÄTEN

Sie dürfen auf den Dienst nicht zugreifen oder ihn für andere Zwecke als den nutzen, für den wir den Dienst zur Verfügung stellen. Der Dienst darf nicht im Zusammenhang mit kommerziellen Unternehmungen genutzt werden, mit Ausnahme derjenigen, die von uns ausdrücklich befürwortet oder genehmigt werden.

Als Benutzer des Dienstes erklären Sie sich damit einverstanden, Folgendes nicht zu tun:

  1. Systematisches Abrufen von Daten oder anderen Inhalten aus dem Dienst, um direkt oder indirekt eine Sammlung, Zusammenstellung, Datenbank oder ein Verzeichnis ohne schriftliche Genehmigung von uns zu erstellen oder zusammenzustellen.
  2. Machen Sie jede unbefugte Nutzung des Dienstes, einschließlich der Erfassung von Benutzernamen und/oder E-Mail-Adressen von Benutzern auf elektronischem oder anderem Wege zum Zweck des Versendens unerwünschter E-Mails oder der Erstellung von Benutzerkonten auf automatisiertem Wege oder unter Vorspiegelung falscher Tatsachen.
  3. Nutzen Sie den Service, um für Waren und Dienstleistungen zu werben oder deren Verkauf anzubieten.
  4. Sicherheitsbezogene Funktionen des Dienstes umgehen, deaktivieren oder anderweitig beeinträchtigen, einschließlich Funktionen, die die Nutzung oder das Kopieren von Inhalten verhindern oder einschränken oder Einschränkungen bei der Nutzung des Dienstes und/oder der darin enthaltenen Inhalte erzwingen.
  5. Beteiligen Sie sich an unbefugter Rahmung oder Verlinkung des Dienstes.
  6. Betrügen, betrügen oder irreführen Sie uns und andere Benutzer, insbesondere bei jedem Versuch, vertrauliche Kontoinformationen wie Benutzerkennwörter zu erfahren.
  7. Unsere Support-Dienste missbräuchlich nutzen oder falsche Meldungen über Missbrauch oder Fehlverhalten einreichen.
  8. Nehmen Sie an jeder automatisierten Nutzung des Systems teil, beispielsweise an der Verwendung von Skripten zum Senden von Kommentaren oder Nachrichten oder an der Verwendung von Data Mining, Robotern oder ähnlichen Tools zur Datenerfassung und -extraktion.
  9. Den Dienst oder die mit dem Dienst verbundenen Netzwerke oder Dienste stören, unterbrechen oder unangemessen belasten.
  10. Versuchen Sie, sich als ein anderer Benutzer oder eine andere Person auszugeben oder den Benutzernamen eines anderen Benutzers zu verwenden.
  11. Verkaufen oder übertragen Sie Ihr Profil auf andere Weise.
  12. Verwenden Sie alle vom Dienst erhaltenen Informationen, um eine andere Person zu belästigen, zu missbrauchen oder ihr Schaden zuzufügen.
  13. Nutzen Sie den Dienst als Teil aller Bemühungen, mit uns zu konkurrieren, oder nutzen Sie den Dienst und/oder die Inhalte auf andere Weise für umsatzgenerierende Unternehmungen oder kommerzielle Unternehmen.
  14. Entschlüsseln, dekompilieren, disassemblieren oder reverse Engineering der Software, die den Dienst umfasst oder in irgendeiner Weise Teil davon ist.
  15. Versuchen Sie, alle Maßnahmen des Dienstes zu umgehen, die darauf abzielen, den Zugriff auf den Dienst oder einen Teil des Dienstes zu verhindern oder einzuschränken.
  16. Belästigen, ärgern, einschüchtern oder bedrohen Sie einen unserer Mitarbeiter oder Agenten, die Ihnen einen Teil des Dienstes zur Verfügung stellen.
  17. Löschen Sie den Hinweis auf Urheberrechte oder andere Eigentumsrechte aus allen Inhalten.
  18. Kopieren oder passen Sie die Software des Dienstes an, einschließlich, aber nicht beschränkt auf Flash, PHP, HTML, JavaScript oder anderen Code.
  19. Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Service or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Service.
  20. Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats (“gifs”), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as “spyware” or “passive collection mechanisms” or “pcms”).
  21. Sofern dies nicht das Ergebnis der Standardnutzung von Suchmaschinen oder Internetbrowsern sein kann, verwenden, starten, entwickeln oder verteilen Sie automatisierte Systeme, einschließlich, aber nicht beschränkt auf Spider, Roboter, Cheat-Dienstprogramme, Scraper oder Offline-Reader, die auf den Dienst zugreifen, oder verwenden oder starten Sie nicht autorisierte Skripte oder andere Software.
  22. Unserer Meinung nach uns und/oder den Dienst herabwürdigen, beschmutzen oder anderweitig schädigen.
  23. Nutzen Sie den Dienst in einer Weise, die nicht mit den geltenden Gesetzen oder Vorschriften vereinbar ist.

LIZENZ FÜR MOBILE ANWENDUNGEN

Lizenz verwenden

If you access the Service via a mobile application, then we grant you a revocable, non-exclusive, non- transferable, limited right to install and use the mobile application on wireless electronic devices owned or controlled by you, and to access and use the mobile application on such devices strictly in accordance with the terms and conditions of this mobile application license contained in these Terms of Use. You shall not: (1) decompile, reverse engineer, disassemble, attempt to derive the source code of, or decrypt the application; (2) make any modification, adaptation, improvement, enhancement, translation, or derivative work from the application; (3) violate any applicable laws, rules, or regulations in connection with your access or use of the application; (4) remove, alter, or obscure any proprietary notice (including any notice of copyright or trademark) posted by us or the licensors of the application; (5) use the application for any revenue generating endeavor, commercial enterprise, or other purpose for which it is not designed or intended; (6) make the application available over a network or other environment permitting access or use by multiple devices or users at the same time; (7) use the application for creating a product, service, or software that is, directly or indirectly, competitive with or in any way a substitute for the application; (8) use the application to send automated queries to any website or to send any unsolicited commercial e-mail; or (9) use any proprietary information or any of our interfaces or our other intellectual property in the design, development, manufacture, licensing, or distribution of any applications, accessories, or devices for use with the application.

Apple- und Android-Geräte

The following terms apply when you use a mobile application obtained from either the Apple Store or Google Play (each an “App Distributor”) to access the Service: (1) the license granted to you for our mobile application is limited to a non-transferable license to use the application on a device that utilizes the Apple iOS or Android operating systems, as applicable, and in accordance with the usage rules set forth in the applicable App Distributor’s terms of service; (2) we are responsible for providing any maintenance and support services with respect to the mobile application as specified in the terms and conditions of this mobile application license contained in these Terms of Use or as otherwise required under applicable law, and you acknowledge that each App Distributor has no obligation whatsoever to furnish any maintenance and support services with respect to the mobile application; (3) in the event of any failure of the mobile application to conform to any applicable warranty, you may notify the applicable App Distributor, and the App Distributor, in accordance with its terms and policies, may refund the purchase price, if any, paid for the mobile application, and to the maximum extent permitted by applicable law, the App Distributor will have no other warranty obligation whatsoever with respect to the mobile application; (4) you represent and warrant that (i) you are not located in a country that is subject to a U.S. government embargo, or that has been designated by the U.S. government as a “terrorist supporting” country and (ii) you are not listed on any U.S. government list of prohibited or restricted parties; (5) you must comply with applicable third-party terms of agreement when using the mobile application, e.g., if you have a VoIP application, then you must not be in violation of their wireless data service agreement when using the mobile application; and (6) you acknowledge and agree that the App Distributors are third-party beneficiaries of the terms and conditions in this mobile application license contained in these Terms of Use, and that each App Distributor will have the right (and will be deemed to have accepted the right) to enforce the terms and conditions in this mobile application license contained in these Terms of Use against you as a third-party beneficiary thereof.

EINREICHUNGEN

You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information regarding the Service (“Submissions”) provided by you to us are non-confidential and shall become our sole property. We shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these Submissions for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you. You hereby waive all moral rights to any such Submissions, and you hereby warrant that any such Submissions are original with you or that you have the right to submit such Submissions. You agree there shall be no recourse against us for any alleged or actual infringement or misappropriation of any proprietary right in your Submissions.

WEBSITES UND INHALTE DRITTER

The Service may contain (or you may be sent via the Service) links to other websites (“Third-Party Websites”) as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software, and other content or items belonging to or originating from third parties (“Third- Party Content”). Such Third-Party Websites and Third-Party Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by us, and we are not responsible for any Third-Party Websites accessed through the Service or any Third-Party Content posted on, available through, or installed from the Service, including the content, accuracy, offensiveness, opinions, reliability, privacy practices, or other policies of or contained in the Third-Party Websites or the Third-Party Content. Inclusion of, linking to, or permitting the use or installation of any Third-Party Websites or any Third-Party Content does not imply approval or endorsement thereof by us. If you decide to leave the Service and access the Third-Party Websites or to use or install any Third-Party Content, you do so at your own risk, and you should be aware these Terms of Use no longer govern. You should review the applicable terms and policies, including privacy and data gathering practices, of any website to which you navigate from the Service or relating to any applications you use or install from the Service. Any purchases you make through Third-Party Websites will be through other websites and from other companies, and we take no responsibility whatsoever in relation to such purchases which are exclusively between you and the applicable third party. You agree and acknowledge that we do not endorse the products or services offered on Third-Party Websites and you shall hold us harmless from any harm caused by your purchase of such products or services. Additionally, you shall hold us harmless from any losses sustained by you or harm caused to you relating to or resulting in any way from any Third-Party Content or any contact with Third-Party Websites.

DIENSTLEISTUNGEN DRITTER

By using our app and making in-app purchases, you consent to our sharing of data regarding your usage and consumption of purchased content with Apple, as part of our efforts to resolve refund requests. This information may include details about how you have accessed and interacted with the purchased content. The purpose of sharing this data is to help Apple make an informed decision regarding refund requests. We ensure that such data sharing is done in compliance with Apple’s policies and only as necessary to process your requests.

USA. REGIERUNGSRECHTE

Our services are “commercial items” as defined in Federal Acquisition Regulation (“FAR”) 2.101. If our services are acquired by or on behalf of any agency not within the Department of Defense (“DOD”), our services are subject to the terms of these Terms of Use in accordance with FAR 12.212 (for computer software) and FAR 12.211 (for technical data). If our services are acquired by or on behalf of any agency within the Department of Defense, our services are subject to the terms of these Terms of Use in accordance with Defense Federal Acquisition Regulation (“DFARS”) 227.7202-3. In addition, DFARS 252.227-7015 applies to technical data acquired by the DOD. This U.S. Government Rights clause is in lieu of, and supersedes, any other FAR, DFARS, or other clause or provision that addresses government rights in computer software or technical data under these Terms of Use.

STANDORTVERWALTUNG

We reserve the right, but not the obligation, to: (1) monitor the Service for violations of these Terms of Use; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Terms of Use, including without limitation, reporting such user to law enforcement authorities; (3) in our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Contributions or any portion thereof; (4) in our sole discretion and without limitation, notice, or liability, to remove from the Service or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems; and (5) otherwise manage the Service in a manner designed to protect our rights and property and to facilitate the proper functioning of the Service.

DATENSCHUTZRICHTLINIE

We care about data privacy and security. Please review our Privacy Policy. By using the Service, you agree to be bound by our Privacy Policy, which is incorporated into these Terms of Use. Please be advised the Service is hosted in the United States. If you access the Service from the European Union, Asia, or any other region of the world with laws or other requirements governing personal data collection, use, or disclosure that differ from applicable laws in the United States, then through your continued use of the Service, you are transferring your data to the United States, and you expressly consent to have your data transferred to and processed in the United States.

LAUFZEIT UND KÜNDIGUNG

These Terms of Use shall remain in full force and effect while you use the Service. WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS OF USE, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SITE (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE TERMS OF USE OR OF ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SITE OR DELETE YOUR ACCOUNT AND ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION.

If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.

ÄNDERUNGEN UND UNTERBRECHUNGEN

We reserve the right to change, modify, or remove the contents of the Service at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Service. We also reserve the right to modify or discontinue all or part of the Service without notice at any time. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Service.

We cannot guarantee the Service will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Service, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Service at any time or for any reason without notice to you. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Service during any downtime or discontinuance of the Service. Nothing in these Terms of Use will be construed to obligate us to maintain and support the Service or to supply any corrections, updates, or releases in connection therewith.

GELTENDES RECHT

Diese Nutzungsbedingungen und Ihre Nutzung des Dienstes unterliegen den Gesetzen des Staates New Jersey und werden in Übereinstimmung mit diesen ausgelegt. Diese gelten für Vereinbarungen, die im Staat New Jersey getroffen wurden und vollständig erfüllt werden müssen, ohne Rücksicht auf die Kollisionsnormen.

STREITBEILEGUNG

Informelle Verhandlungen

To expedite resolution and control the cost of any dispute, controversy, or claim related to these Terms of Use (each a “Dispute” and collectively, the “Disputes”) brought by either you or us (individually, a “Party” and collectively, the “Parties”), the Parties agree to first attempt to negotiate any Dispute (except those Disputes expressly provided below) informally for at least sixty (60) days before initiating arbitration. Such informal negotiations commence upon written notice from one Party to the other Party.

Verbindliches Schiedsverfahren

If the Parties are unable to resolve a Dispute through informal negotiations, the Dispute (except those Disputes expressly excluded below) will be finally and exclusively resolved by binding arbitration. YOU UNDERSTAND THAT WITHOUT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL. The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association (“AAA”) and, where appropriate, the AAA’s Supplementary Procedures for Consumer Related Disputes (“AAA Consumer Rules”), both of which are available at the AAA website www.adr.org. Your arbitration fees and your share of arbitrator compensation shall be governed by the AAA Consumer Rules and, where appropriate, limited by the AAA Consumer Rules. The arbitration may be conducted in person, through the submission of documents, by phone, or online. The arbitrator will make a decision in writing, but need not provide a statement of reasons unless requested by either Party. The arbitrator must follow applicable law, and any award may be challenged if the arbitrator fails to do so. Except where otherwise required by the applicable AAA rules or applicable law, the arbitration will take place in Middlesex County, New Jersey. Except as otherwise provided herein, the Parties may litigate in court to compel arbitration, stay proceedings pending arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the arbitrator.

If for any reason, a Dispute proceeds in court rather than arbitration, the Dispute shall be commenced or prosecuted in the state and federal courts located in Middlesex County, New Jersey, and the Parties hereby consent to, and waive all defenses of lack of personal jurisdiction, and forum non conveniens with respect to venue and jurisdiction in such state and federal courts. Application of the United Nations Convention on Contracts for the International Sale of Goods and the the Uniform Computer Information Transaction Act (UCITA) are excluded from these Terms of Use.

In no event shall any Dispute brought by either Party related in any way to the Service be commenced more than one (1) years after the cause of action arose. If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court.

Einschränkungen

The Parties agree that any arbitration shall be limited to the Dispute between the Parties individually. To the full extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class action procedures; and (c) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.

Ausnahmen von informellen Verhandlungen und Schiedsverfahren

The Parties agree that the following Disputes are not subject to the above provisions concerning informal negotiations and binding arbitration: (a) any Disputes seeking to enforce or protect, or concerning the validity of, any of the intellectual property rights of a Party; (b) any Dispute related to, or arising from, allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for injunctive relief. If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court.

KORREKTUREN

Es kann Informationen zum Dienst geben, die Tippfehler, Ungenauigkeiten oder Auslassungen enthalten, einschließlich Beschreibungen, Preise, Verfügbarkeit und verschiedene andere Informationen. Wir behalten uns das Recht vor, Fehler, Ungenauigkeiten oder Auslassungen jederzeit und ohne vorherige Ankündigung zu korrigieren und die Informationen zum Dienst zu ändern oder zu aktualisieren.

HAFTUNGSAUSSCHLUSS

THE SITE IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SITE AND OUR SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON- INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SITE’S CONTENT OR THE CONTENT OF ANY WEBSITES LINKED TO THE SITE AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SITE, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SITE, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SITE BY ANY THIRD PARTY, AND/OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SITE. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SITE, ANY HYPERLINKED WEBSITE, OR ANY WEBSITE OR MOBILE APPLICATION FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.

HAFTUNGSBESCHRÄNKUNGEN

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO US DURING THE SIX (6) MONTH PERIOD PRIOR TO ANY CAUSE OF ACTION ARISING . CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.

ENTSCHÄDIGUNG

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of: (1) use of the Service; (2) breach of these Terms of Use; (3) any breach of your representations and warranties set forth in these Terms of Use; (4) your violation of the rights of a third party, including but not limited to intellectual property rights; or (5) any overt harmful act toward any other user of the Service with whom you connected via the Service. Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it.

BENUTZERDATEN

We will maintain certain data that you transmit to the Service for the purpose of managing the performance of the Service, as well as data relating to your use of the Service. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Service. You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data.

ELEKTRONISCHE KOMMUNIKATION, TRANSAKTIONEN UND SIGNATUREN

Visiting the Service, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Service, satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SITE. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.

BENUTZER UND EINWOHNER KALIFORNIENS

If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916) 445-1254.

VERSCHIEDENES

These Terms of Use and any policies or operating rules posted by us on the Service or in respect to the Service constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Terms of Use shall not operate as a waiver of such right or provision. These Terms of Use operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control. If any provision or part of a provision of these Terms of Use is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Terms of Use and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment or agency relationship created between you and us as a result of these Terms of Use or use of the Service. You agree that these Terms of Use will not be construed against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic form of these Terms of Use and the lack of signing by the parties hereto to execute these Terms of Use.

KONTAKTIEREN SIE UNS

Um eine Beschwerde bezüglich des Dienstes zu lösen oder weitere Informationen bezüglich der Nutzung des Dienstes zu erhalten, kontaktieren Sie uns bitte unter support@zoya.finance.

EINFÜHRUNG

Investroo Inc., doing business as Zoya ("Zoya"), provides Application Programming Interfaces ("APIs") to facilitate access to proprietary financial data and services. These Terms of Service ("Terms") govern the use of Zoya's APIs and are legally binding between the user ("you") and Zoya. By using the APIs, you agree to comply with these Terms in addition to the general Terms of Use of Zoya's services.

LIZENZIERUNG UND NUTZUNG

Zoya bietet zwei Ebenen des API-Zugriffs: Basic und Advanced. Jede Stufe ist unter zwei unterschiedlichen Lizenzmodellen verfügbar:

  • Lizenz für die persönliche Nutzung: Diese Lizenz ist für den persönlichen, nicht kommerziellen Gebrauch durch Einzelinvestoren und Forscher bestimmt. Der Zugriff auf und die Nutzung der API-Daten sind streng auf persönliche und nicht öffentliche Zwecke beschränkt.
  • Lizenz zur kommerziellen Nutzung: Diese Lizenz ist für Unternehmen und professionelle Benutzer konzipiert. Es ermöglicht einen breiteren Zugriff und eine breitere Nutzung, einschließlich der Möglichkeit, API-Daten intern innerhalb einer Organisation oder extern für Dritte oder die Öffentlichkeit anzuzeigen, vorbehaltlich der vorherigen Prüfung und schriftlichen Genehmigung durch Zoya.

EINSCHRÄNKUNGEN BEI DER DATENNUTZUNG UND -ANZEIGE

Lizenz für die persönliche Nutzung

Im Rahmen der Lizenz zur persönlichen Nutzung gelten die folgenden Einschränkungen:

  • Öffentliche Anzeige: Sie sind nicht berechtigt, API-Daten in öffentlichen Foren, Websites, Social-Media-Plattformen oder anderen öffentlich zugänglichen Medien anzuzeigen, zu verteilen, zu veröffentlichen oder anderweitig verfügbar zu machen.

Lizenz zur kommerziellen Nutzung

Im Rahmen der Lizenz zur kommerziellen Nutzung gelten die folgenden Einschränkungen und Pflichten:

  • Interne Nutzung: Sie dürfen API-Daten innerhalb Ihrer Organisation ohne Einschränkung anzeigen, sofern diese Nutzung diesen Bedingungen entspricht und nicht gegen geltende Gesetze oder geistige Eigentumsrechte verstößt.
  • External Display: Before any external display of API data, including but not limited to publishing, sharing, or distributing the data to third parties or the public, you must obtain Zoya's prior review and written approval. To request approval, submit a detailed proposal to Zoya outlining the intended use, distribution channels, and presentation format of the data. Zoya retains sole discretion to grant or deny such requests.

NAMENSNENNUNG

Für alle Benutzer ist eine Namensnennung erforderlich. Es ist so einfach, “Daten bereitgestellt von Zoya” irgendwo in der Nähe der Daten zu platzieren und diesen Text mit zu verknüpfen https://zoya.finance/api.

https://zoya.finance/api„>Daten bereitgestellt von Zoya

ZUGANGS- UND TARIFBESCHRÄNKUNGEN

Die APIs von Zoya unterliegen Nutzungsbeschränkungen, einschließlich Ratenbegrenzungen, wie in der API-Dokumentation beschrieben. Sie erklären sich damit einverstanden, diese Einschränkungen zu respektieren und erkennen an, dass die Umgehung dieser Einschränkungen zur Aussetzung oder Beendigung Ihres API-Zugriffs führen kann.

GEISTIGES EIGENTUM UND EIGENTUM

Alle Rechte, Titel und Interessen an den APIs und allen über die APIs bereitgestellten Daten verbleiben bei Zoya. Mit Ausnahme der hier gewährten eingeschränkten Lizenz überträgt Zoya keine Eigentums- oder geistigen Eigentumsrechte.

KEINE ANLAGEBERATUNG ODER EMPFEHLUNGEN

Die über den Dienst bereitgestellten Informationen dienen ausschließlich allgemeinen Informationszwecken und sollten nicht als Anlageberatung oder Empfehlung zum Kauf oder Verkauf eines bestimmten Wertpapiers oder Anlageprodukts betrachtet werden. Alle Anlageentscheidungen, die Sie treffen, liegen ausschließlich in Ihrer Verantwortung.

KÜNDIGUNG UND SUSPENDIERUNG

Zoya behält sich das Recht vor, Ihren API-Zugriff sofort und ohne vorherige Ankündigung zu beenden oder auszusetzen, wenn Sie diese Bedingungen nicht einhalten oder sich an Aktivitäten beteiligen, die die Sicherheit, Integrität oder Verfügbarkeit der APIs gefährden könnten.

HAFTUNGSAUSSCHLUSS FÜR GARANTIEN

Zoya stellt die APIs auf "AS IS" - und "AS AVAILABLE" - Basis zur Verfügung. Für die APIs oder die durch ihre Verwendung gewonnenen Daten werden keinerlei Garantien angeboten.

HAFTUNGSBESCHRÄNKUNG

Zoya haftet nicht für direkte, indirekte, zufällige, besondere, Folge- oder Strafschäden, die sich aus Ihrer Nutzung oder Unfähigkeit zur Nutzung der APIs ergeben oder damit in Zusammenhang stehen.

ENTSCHÄDIGUNG

You agree to indemnify, defend, and hold harmless Zoya and its affiliates, officers, directors, employees, agents, licensors, and suppliers from any claim, demand, loss, damage, cost, or liability, including reasonable attorneys' fees, arising out of or related to your use of the APIs, your breach of these Terms, or your violation of the rights of any third party.

ÄNDERUNGEN DER BEDINGUNGEN

Zoya behält sich das Recht vor, diese Bedingungen jederzeit zu ändern. Ihre fortgesetzte Nutzung der APIs nach solchen Änderungen bedeutet, dass Sie die neuen Bedingungen akzeptieren.

KONTAKT

Bei Fragen zu diesen Bedingungen oder um einen Antrag auf Genehmigung der externen Datenanzeige im Rahmen einer Lizenz zur kommerziellen Nutzung zu stellen, wenden Sie sich bitte an Zoya unter Unterstützung+api@zoya.finance.